kotak credit card- lifetime free credit card

kotak credit card
kotak credit card

kotak credit card : Kotak Bank Launches 811 DreamDifferent Credit Card with NO Joining & Annual Fees with High credit limit up to INR 12,00,00/- and back by Backed by a fixed deposit for as low as INR 15,000, this lifetime free credit card is especially for customers who have no credit history or do not have any other income.

  • Joining Fees: NIL
  • Renewal Fees: NIL
  • Welcome Gift: 500 bonus reward points on – Activation + Rs. 5000/- spends in the first 45 days of card set up

kotak credit card: Enjoy the benefits of interest free cash withdrawals,rewards on all purchases, a credit limit up to 80% of your term deposit amount and a free Credit Card for life – all with the Kotak 811 #DreamDifferent Credit Card.

You can apply for an 811 DreamDifferent Credit Card Online without any income documents. You can get a credit limit against the fixed deposit (FD) for as low as Rs.15,000.

  • You can apply online and a card will be delivered within 7-10 days working days
  • No additional documents required
  • You can set credit limit your own choice starting from Rs. 12,000 to 12,00,000/-
  • You can also link existing FD or open new FD online.
  • Reward Points
    • Earn 2 reward points against every Rs. 100/- of online spends
    • Earn 1 reward point against every Rs. 100/- of other* spends
  • Activation Offer
    • Earn 500 bonus reward points on – Activation + Rs. 5000/- spends in the first 45 days of card set up#.
  • Interest free cash withdrawal
    • You can withdraw cash up to 90% of your total credit limit.
    • Processing fee of Rs. 300 per Rs. 10,000/- withdrawal
    • No interest will be charged up to 48 days on cash advance
  • Balance Transfer
    • Processing fee of Rs. 349/- per Rs. 10,000/-
    • Continued interest free period on fresh retail purchases
    • Easy & Instant – Just call us to transfer your other credit card balances
  • 811 #DreamDifferent Shield
    • In case your Credit Card is stolen, you get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
    • You are required to immediately call Customer Contact Centre (1860 266 2666) and get your card deactivated / blocked to prevent misuse and register a claim with the Insurance Company.
  • Add-on Card
    • Your Add-on Card will have all the benefits that you enjoy on your Card
    • Set the spend limit on your Add-on Card as you desire
    • Track spends separately for each of your Add-on Card(s)
  • Fuel & Railway  Surcharge waiver 
    • 1% across all petrol pumps for transactions between Rs. 500/- and Rs. 3000/- (max. Rs. 3500/year)
    • 1.8%  for transactions on irctc.co.in & 2.5% Indian railway booking counters (max Rs. 500/year